“What is financial coaching?” 

Financial coaching is much like other types of coaching….you will experience increased self-confidence with greater focus and determination.  Fear will subside, and you will begin to overcome any current limitations or challenges….you will get results.

“So how is financial coaching different from financial counseling or advising?” 

Well, to start, I don’t have any investments or other financial products to sell you…just really good advice that will make you wish you had done it this way a long time ago.

Many times, your financial advisor is looking to find ways that you can best take advantage of the products they have to offer.  I look for ways that you can best take advantage of your own ability to earn an income, manage your monthly expenses, and incorporate financial principles that will help you and your family prosper.

“Why not just sign up for a debt management or debt settlement plan to help reduce my debt?”

Lots of reasons, here are just a few:

.You hand over control of your finances, and you don’t learn how to do it the right way.
….They will take your money, and then…not help you.
….It will destroy your credit.
….It won’t keep you from getting sued.

Keep in mind, the sales and marketing departments for these companies are way bigger than little old me.  You will be CONVINCED they are going to help you, but they won’t.  You can do this yourself.  You just need a plan.

“What will I get out of this?”

You will get results - my goal is to provide so much value that the coaching will more than pay for itself, so that a month from now you won’t even care how much you paid for it.

“So, how much will it cost?”

How much will it cost to do nothing?  How much will it cost to give up?  How much will it cost you when your children move back in with you because you never bothered to teach them the right way to handle money?

Oh man, financial coaching is way less than all of that!

Your investment in financial coaching will be determined based on a number of things, including the complexity of your situation, the desired results, and to some degree, your income.  And remember, phone and email follow up is included for the next 6 months.  Call me, email me whenever you need to.

“What if I can’t afford to do this?” 

If you are having financial difficulty, then you can’t afford not to.  If you want to change your finances so that you can change your life, the intangible benefits of having a coach working with you become critical.

Accountability, confidence, encouragement, knowledge, resources…financial coaching is more than just getting the numbers right.  I will walk along side you as we put together a plan that works.  I also have multiple resources behind me that will be there if we need them.

“So, what if it doesn’t work?”

My promise to you is this:  You must diligently follow the plan that we develop.  If you don’t begin experiencing improvement in your personal finances, and don’t feel that it was worth what you paid….then tell me what it was worth, and I will refund the difference!